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Buyer Benefits for Rent To Own Homes
- Opportunity to Own Your Dream Home.
Many people find their dream home but need time to make their purchase.
The Rent To Own purchase not only allows you to have that time, but
also allows you to live in your home before you decide on exercising the
option to purchase.
- Make Your Rent an Investment.
Both a portion of your monthly rent and your entire down payment at
closing will be credited to your purchase price at the time of sale.
- Potential to Own With Any Credit.
Whether you’ve had late payments, a bankruptcy or simply haven’t had
enough time to build up your credit, a Rent To Own home may enable you
to build equity and repair credit while renting to own your home.
- Maintain Your Flexibility.
Rent To Own enables you to build your equity in a home, but also gives
you the flexibility to walk away from the property at the end of your
lease term, should you decide you don’t want to make the purchase.
- Profits from Appreciation.
The purchase price is fixed in the beginning and is not negotiable
after an agreement is signed by both the buyer and seller. Fast growth
markets may enable extra equity gains for the buyer.
- Upfront Timing.
The timing for moving into a Rent to Own home can be much shorter than
purchasing a home, as much of the paperwork takes place at the end of
your lease, should you exercise your option to purchase and be approved
for a mortgage.
- Credit Improvement Specialists Available. There are credit experts that can help you build your credit to the point of making a purchase at the end of your lease.
- Preparation for Home Ownership.
The Rent To Own process affords you, as the buyer, the opportunity to
prepare for what is necessary when owning your own home. Typically, you
will be responsible for the daily maintenance and upkeep of the home and
yard depending on the terms of the Rent To Own agreement.